I wish I had known this a lot sooner, but even if I had, it probably wouldn't have made it any easier to ask the right quetion.  Maybe the right question to ask is "What is the right quetion?".  That would cover just about everything.  Please e-mail me at:  pjones41@kc.rr.com, and come join me on facebook, too.  Farmville or Frontierville, anyone?